Biometric identity verification platform authID.ai will receive a patent from the US Patent and Trademark Office on Tuesday (November 23) for a method that uses various attributes of a person, securely linked to a Primary Account Number (PAN) to authenticate the person’s identity.
U.S. Patent No. 11,187,777 (the “777 Patent”), entitled Systems and Methods Using a Primary Account Number to Represent Identity Attributes, uses a person’s PAN to identify them without releasing any sensitive data to provide access, such as open a door for a user, or access a bank account or other payment method for the user.
Identity verification transactions can be authenticated through a person’s biometrics, including the user’s unique facial features, and routed across networks in the same way as payment transactions.
The identity attributes are stored in an encrypted database, which can be accessed during identity verification or verification transactions. A transaction processor uses PAN to trigger identity verification or authentication.
Biometrics-based identity verification and authentication transactions may be required when using public transportation, accessing medical records, accessing physical facilities, or making payments at a point of sale on global networks and future platforms.
“This patent grant validates the innovation behind authID’s proprietary solutions and is further proof of our commitment to optimizing the identity verification process and addressing the inherent problems of older authentication options,” said Tom Thimot, CEO of authID.ai, in the company announcement.
“This brings us one step closer to realizing our vision of ‘face-to-face payments’ where any business can use cloud-based biometrics to offer its customers a more convenient, friction – free and secure transaction experience,” he said.
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Biometric security through fingerprint scanners and face recognition is used at police stations, military bases and banks as well as on smartphones to allow users to unlock their devices without a password.
However, the real game-changer in the future of biometric security is behavioral biometrics, such as the keystrokes a person makes, their speech patterns and even how they hold a particular device.
Sanjay Gupta, vice president and global product and enterprise development manager at Mitek Systems, said there are anywhere from 50 to 100 different sensors on any device that can capture a person’s behavior. People’s routines are also part of their behavior, he said.